Disregard everything related to the use of SMART funds and other outside scholarships specifically at Lindenwood University listed in the SMART Money thread.
SMART money is now 100% stackable on top of any Lindenwood grant you may be receiving. There is no longer a 50/50 split of any kind, and you are no longer limited to the amounts that may have been listed in your packages. You just can't "cash in" more scholarship money than you owe and get a refund. If you send in more scholarship money than is owed in a semester, then it still will screw things up and you could lose LU grant, so just make sure you don't overdo it.
Let me know if you have any questions moving forward, but this will GREATLY simplify things and allow you to use the SMART money and other outside scholarships that you have earned. The things you can use the SMART money for is still the same.